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Explain managed care or insurance in a plain language where an 8th grader can understand it. 250 words min

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One of the biggest challenges I have is that it's so difficult to understand due to all of the incentives that are given to the doctors and rules and regulations for getting the care that should be provided. Explain managed care or insurance in a plain language where an 8th grader can understand it. 250 words min

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550 words
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